At Cummings Graduate Institute for Behavioral Health Studies, tuition reflects a commitment to access, transparency, and real-world impact. Our programs are designed for working professionals seeking doctoral-level education without unnecessary financial barriers.
The information below outlines tuition, fees, and funding options to help you plan confidently for your academic journey.
Students are responsible for payment of their tuition associated with registered classes no later than the first day before the classes are scheduled to start for the term.
All tuition and fees below represent USD.
The following tuition rates are for students enrolled in the degree and non degree programs, Fall 2022 and later. Tuition Rates as of April 1, 2022.
Credit Hours: 1
Standard Tuition Cost: $400
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $360
Credit Hours: 2
Standard Tuition Cost: $800
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $720
Credit Hours: 3
Standard Tuition Cost: $1,200
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $1,080
Credit Hours: 60
Standard Tuition Cost: $24,000
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $21,600
The following tuition rates are for any students enrolled in the Integrated Behavioral Healthcare certificate and its specialties and the Trauma Informed Healthcare certificate programs Fall 2022 and after. Tuition Rates as of April 1, 2022.
Credit Hours: 1
Standard Tuition Cost: $400
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $360
Credit Hours: 2
Standard Tuition Cost: $800
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $720
Credit Hours: 3
Standard Tuition Cost: $1,200
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $1,080
Credit Hours: 12
Standard Tuition Cost: $4,800
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $4,320
Credit Hours: 13
Standard Tuition Cost: $5,200
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $4,680
Credit Hours: 14
Standard Tuition Cost: $5,600
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $5,040
Credit Hours: 16
Standard Tuition Cost: $6,400
Military Tuition Discount Cost (10% discount from Standard Tuition Cost): $5,760
Type of Fee Application Fee
Standard Tuition Fees: $50
Military Discounts Fees: $0
Type of Fee Reapplication Fee
Standard Tuition Fees: $50
Military Discounts Fees: $0
Type of Fee: Program Fee (one-time payment) – Paid upon completion of the Program Enrollment Agreement.
Standard Tuition Fees: $150
Military Discounts Fees: $150
Type of Fee: Technology Fee – Fee is assessed every term a student is enrolled in for either a degree or non-degree program.
Standard Tuition Fees: $150/term
Military Discounts Fees: $150/term
Type of Fee: Culminating Project Continuation Fee – Applied to the student’s account every six (6) weeks post Culminating Project course attempt until the Culminating Project course is completed and the student moves onto the next Culminating Project course.
Standard Tuition Fees: $400
Military Discounts Fees: $360
Type of Fee: Late payment – Applied every 30 days until payment is current. For more information, please view Default of Financial Obligation.
Standard Tuition Fees: $25
Military Discounts Fees: $25
Type of Fee: Registration Late Fee – Applied to any student’s account that does not register within the registration window.
Standard Tuition Fees: $25
Military Discounts Fees: $25
Type of Fee: Graduation Fee*
Standard Tuition Fees: $0
Military Discounts Fees: $0
Type of Fee: Official Transcript Fee – Official Transcripts can be printed or sent electronically
Standard Tuition Fees: $20
Military Discounts Fees: $20
Type of Fee: Official Transcript Fee – Rush Delivery Fee
Standard Tuition Fees: $50
Military Discounts Fees: $50
Type of Fee: Additional Diploma Fee
Standard Tuition Fees: $50
Military Discounts Fees: $50
Type of Fee: Estimated Book Costs for Degree Programs**
Standard Tuition Fees: $500 – $2,000
Military Discounts Fees: $500 – $2,000
Type of Fee: Estimated Book Costs for Non-Degree Certificate Programs**
Standard Tuition Fees: $475 – $1,100
Military Discounts Fees: $475 – $1,100
Type of Fee: CGI Institutional Review Board Fee*** – Fee for CGI IRB
Standard Tuition Fees: $0
Military Discounts Fees: $0
Type of Fee: UNM Institutional Review Board Fee*** – Estimated fee for the UNM IRB review
Standard Tuition Fees: $1,500 – $3,500
Military Discounts Fees: $1,500 – $3,500
Type of Fee: Delta Epsilon Tau Honors Society – Student Membership Fee *Not paid to CGI, offered as a student services option
Standard Tuition Fees: $60
Military Discounts Fees: $60
Type of Fee: Credit Card Processing Fees – Credit card processing fees. ACH payments or physical check payments do not have fees associated with them.
Standard Tuition Fees: 2% of all credit and debit card charges
Military Discounts Fees: 2% of all credit and debit card charges
Type of Fee: Physical Copy Non-Degree Program(s) Certificate. – Price per certificate.
Standard Tuition Fees: $50
Military Discounts Fees: $50
Type of Fee: Digital Copy Non-Degree Program(s) Certificates – Price per certificate.
Standard Tuition Fees: $10
Military Discounts Fees: $10
* As a courtesy to our degree seeking students upon successful completion of their program, CGI does not charge an additional graduation fee. It is the student’s responsibility to obtain the necessary attire for the commencement ceremony, but CGI will provide the first copy of the Official Transcript, doctoral hood, and white coat at no additional costs.
** This is an estimate based upon our research through online textbook vendors. CGI uses Open Educational Resources (available online at no cost to the student) whenever possible to reduce student cost of attendance. The student will be provided with a list of required textbooks during the initial enrollment process and is responsible for purchasing textbooks and supplies separately.
***The Institutional Review Board (IRB) is run internally by CGI at no additional cost from their tuition, to a degree seeking student. If a student plans to submit or use their CP project towards any federal funds, students will be required to partner with CGI’s external partner, University of New Mexico (UNM) and go through their IRB process. If this is applicable, these are the estimated fees associated with the UNM IRB process.
Students who are active duty military, veterans, or spouses of active duty military or veterans are able to receive a Military Discount at CGI. The Military Discount at CGI is a waived application fee and a 10% in tuition reduction each term enrolled at CGI. Students who are active duty military, veterans or the spouse of active duty military or veteran should inform the Admission Team during the Admission Application and interview process. Documentation is required in order to confirm eligibility. The following documents should be submitted during the Admission Application or to the Operations Department at registrar@cgi.edu.
If the student is the active duty military or veterans:
If the student is the spouse/domestic partner of the active duty military or veteran:
CGI works hard to make tuition affordable and accessible for our students. CGI has developed several payment programs to accommodate all budget types. Please contact the Student Billing Department at 480-285-1761 or at finance@cgi.edu for more information on payment plans.
All students are put on a payment plan regardless of the term. For the Spring I, Spring II and Fall term, the payment plan is three (3) equal payments. For the Summer term, the payment plan is two (2) equal payments. Students are able to pay for their tuition in full by the first day of the term. Students must recognize they are responsible for their financial obligations to CGI before receiving reimbursement from the student’s tuition assistance source.
After students are enrolled in their courses, the Student Billing Department will assess their full term invoice to their student information account. All invoices will show full tuition and any fees due for the term and all invoices, regardless of how students intend to pay, will break down the full payment into payment plans according to the term they are enrolled. For the Spring I, Spring II, and Fall term the full total amount of tuition and fees will be broken into three (3) equal payments. For the Summer term, the full total amount of tuition and fees will be broken into two (2) equal payments. All invoices will show the payment due dates and amount due on that payment due date. Students may choose to pay tuition in full on or prior to the start date of the term or pay tuition based upon the payment plan outlined in their term invoice and within the student information system.
For example, if a student who was enrolled in the degree or non-degree program registers for one (1), 3-credit hour course for the Spring I term, their full term tuition and fees total would be $1,350. The first payment of $450 is due on or prior to the start of the first day of the term, the second payment of $450 is due thirty (30) calendar days from the first payment due date, and the third payment of $450 is due sixty (60) calendar days from the first payment due date.
For example, if a student who was enrolled in the degree or non-degree program registers for one (1), 1-credit hour course for the Summer term, their full term tuition and fees total would be $550. The first payment of $275 is due on or prior to the start of the first day of the term, the second payment of $275 is due thirty (30) calendar days from the first payment due date.
CGI understands the critical importance of the availability of financial assistance for completing the degree. As such, financial assistance may be available for those who qualify through private lenders. CGI will not work with any outside companies for loans. It is the responsibility of the student to communicate with the outside company. CGI will accept external scholarships, grants, and loans, but at the relationship of the student with the lender or donor. It is the responsibility of the student to be sure payment from any lender or donor is paid to CGI on or before the payment deadlines. If not, the student will be penalized a late fee and will be in Default of Financial Obligation.
CGI is accredited by the Distance Education Accrediting Commission (DEAC). CGI is not qualified and does not participate for Title IV funds and thus does not have an OPEID or IFAP School Code.
CGI is not qualified to accept Title IV funds, which means students enrolled at CGI are not eligible to defer prior student loans from other degrees or educational institutions.
CGI accepts payment from a Private Education Loan. It is the student’s responsibility to ensure payment from the Private Educational Lender is applied towards the tuition in full or by each term. All CGI students who choose to participate in outside Private Educational Loans are responsible to pay back all monies to the student’s Private Education Loan lender for the agreement amount. CGI will not communicate directly with the Private Lender in any matter regarding student finances. It is the students full responsibility to ensure payment is received by CGI in accordance with its payment deadlines policies.
Any employer reimbursement or assistance can be used to cover tuition and fees. It is the student’s responsibility to make arrangements for payment to CGI and with the employer for reimbursements regarding continuing education. CGI will not communicate directly with the third party or employer in any matter regarding student finances.
CGI accepts private scholarships and grant dollars to cover part or all of a student’s tuition. If a student has been awarded a private scholarship or grant, the student must make arrangements with the Student Billing Department to use the funds to pay for tuition costs by the tuition deadline each term. Students who receive private scholarships disbursed to their personal accounts are responsible for using these funds appropriately to pay for the intended educational expenses, including tuition, books, supplies, and conference attendance costs.
CGI offers two (2) scholarships – the Institutional Scholarship and the Dr. Nicholas Cummings Scholarship. Both scholarships are open and available to returning and first-year students enrolled in degree seeking only programs. Institutional scholarships are available on a limited basis each academic term. Funding is based on academic merit and consideration is given to all students who apply. Renewal is not assured. These scholarships are made possible through generous donations and fundraising efforts of CGI. Questions about institutional scholarships can be directed to the Operations Department via email at scholarships@cgi.edu.
Learn more about institutional scholarship opportunities.
As of December 31, 2022 CGI is no longer eligible to accept VA Benefits. For questions, please contact the Operations Department via email at compliance@cgi.edu.
CGI considers all financial obligations payable immediately, unless otherwise stated. A student may not be granted recommendation to graduate, issued letters of recommendation, certificates of completion or have the ability to register for future certificates until all finances are paid in full.
A program withdrawal constitutes a drop from all courses and departure from the program. Withdrawing from the program does not eliminate the student’s financial obligations to CGI. Students are responsible for any charges owed to CGI at the time of withdrawal as determined by the Refund Policy. Any outstanding financial balance at the time of withdrawal is due and payable immediately. All refunds will be refunded according to the Refund Policy.
CGI is proud of its ability to provide a doctoral degree program in an online environment at a highly competitive price. Students and prospective students should contact the Student Billing Department via email at finance@cgi.edu to discuss forbearance or other deferment options.
If a student’s financial obligations are in default (defined as not paying a financial obligation by the due date), CGI Finance Department will follow the following Collections Timeline:
Note:
Any holder of this consumer credit contract is subject to all claims and defenses which the debtor could assert against the seller of goods or services obtained pursuant hereto or with the proceeds, hereof Recovery hereunder by the debtor shall not exceed the amount paid by the debtor (FTC Rule effective 5- 14-76).
CGI offers two (2) scholarships – the Institutional Scholarship and the Dr. Nicholas Cummings Scholarship. Both scholarships are open and available to returning and first-year students enrolled in degree seeking only programs. Institutional scholarships are available on a limited basis each academic term. Funding is based on academic merit and consideration is given to all students who apply. Renewal is not assured. These scholarships are made possible through generous donations and fundraising efforts of CGI. Questions about institutional scholarships can be directed to the Operations Department via email at scholarships@cgi.edu.
Learn more about institutional scholarship opportunities.
CGI accepts private scholarships and grant dollars to cover part or all of a student’s tuition. If a student has been awarded a private scholarship or grant, the student must make arrangements with the Student Billing Department to use the funds to pay for tuition costs by the tuition deadline each term. Students who receive private scholarships disbursed to their personal accounts are responsible for using these funds appropriately to pay for the intended educational expenses, including tuition, books, supplies, and conference attendance costs.
CGI strives to provide a fair and equitable refund policy in compliance with the state. All money due to a student for a cancellation request will be returned thirty (30) calendar days after the request is submitted.
An applicant who provides notice of an application cancellation within five (5) calendar days of submitting an Application Fee is entitled to a refund of all monies paid. Notice of cancellation can be conveyed to CGI Admission Department in any manner available to the student, yet it is preferred to be communicated by email to admission@cgi.edu. (Mail: CGI, Attn: Admissions, 2111 East Baseline Road, Suite E1, Tempe, AZ 85283; Email: admission@cgi.edu; Phone: 480-285-1761).
The effective date of application cancellation will be determined by the date in which the student first reached out (i.e. via phone, email, or by postmark indicated on request letter through the mail). Any monies paid to CGI will be refunded. The refund will be distributed to the applicant within thirty (30) calendar days of notification.
An applicant who has submitted all required admissions materials but was denied by CGI will not be refunded the Application Fee.
A student who provides notice of cancellation within five (5) calendar days of signing a Program Enrollment Agreement is entitled to a refund of all monies paid. Notice of cancellation may be conveyed to any CGI staff member in any manner available to the student, but it is preferred to be communicated via email at enrollment@cgi.edu. (Mail: CGI, Attn: Enrollment Department, 2111 East Baseline Road, Suite E1, Tempe, AZ 85283; Email: enrollment@cgi.edu; Phone: 480-285-1761).
The effective date of cancellation will be determined by the date in which the student first reached out (i.e. via phone, fax, email, or by postmark indicated on request letter through the mail). Any monies paid to CGI, including the Application Fee, will be refunded. The refund will be distributed to the student within thirty (30) calendar days of notification.
CGI considers the week in a term, starting on a Monday through the following Sunday.
A student who chooses to withdraw from a course more than five (5) calendar days after signing a Program Enrollment Agreement will follow this refund schedule:
6-week Refund Sample – Standard Tuition: If a student withdraws from a 6-week course during the second week, the student will be refunded 60% of their tuition paid. The refund amount would breakdown to be: $400 (tuition cost for one (1) credit hour course) x 60% (refund percentage) = $240 (amount refunded to the student). This refund is mailed to the student within thirty (30) calendar days from the date of withdrawal.
6-week Refund Sample – Military Discount: If a military student withdraws from a 7-week course during the second week, the student will be refunded 60% of their tuition paid. The refund amount would be: $360 (tuition cost for one (1) credit hour course) x 60% (refund percentage) = $216 (amount refunded to the student). This refund is mailed to the student within thirty (30) calendar days from the date of withdrawal.
12-week Refund Sample – Standard Tuition: If a student withdraws from a 12-week course during the second week, the student will be refunded 70% of their tuition. For a student qualified for standard tuition, the refund amount would be: $1,200 (tuition cost for one (1) three (3) credit hour course) x 70% (refund percentage) = $840 (amount refunded to the student). This refund is mailed to the student within thirty (30) calendar days from the date of withdrawal.
12-week Refund Sample – Military Discount: If a student withdraws from a 12-week course during the second week, the student will be refunded 70% of their tuition paid. For a student qualified for military tuition, the refund amount would be: $1,080 (tuition cost for one (1) three (3) credit hour course) x 70% (refund percentage) = $756 (amount refunded to the student). This refund is mailed to the student within thirty (30) calendar days from the date of withdrawal.
If a student is going through a difficult time, and is worried about being able to pay tuition, the student should reach out to the Student Billing Department via email at finance@cgi.edu. The Student Billing Department will listen to the student’s issue and work with the student to find the best resolution. CGI wants to support its students as best as it can during their hardship. While the support will be different for each instance, we commit to doing whatever we can to help you through the hardship, while staying enrolled at CGI.
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